Enter net income and annual debt service (interest) to see the interest cover ratio — how many times over rental or operating income covers the interest bill.
Most commercial and investment lenders look for a minimum ICR of around 1.25x-1.5x, though the exact requirement varies by lender, asset class and facility type.
Development Finance Brokers is a trading style of Lenzie Consulting Ltd. We are not regulated by the FCA. We do not provide financial advice. We act as a commercial finance broker and work with a panel of lenders to find suitable development finance, bridging finance, and mezzanine finance solutions for property professionals. All lending is subject to status, valuation, and lender criteria. Your property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
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