Investment & exit refinance
Commercial mortgage calculator
Estimate the loan amount and monthly payment on a commercial mortgage — often the refinance a completed development scheme moves onto once let or stabilised.
How this is calculated
Interest-only payments cover interest alone, with the loan repaid or refinanced at term end; a repayment mortgage amortises the capital alongside interest, so the monthly payment is higher but the balance reduces over the term.
What LTV is typical on a commercial mortgage?
Commonly up to 65-75%, depending on asset class, tenant covenant and lease length — speculative or short-let assets are typically funded more conservatively.